Contact Information
Address:
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
Contractor's Choice Agency (CCA) is a specialized insurance agency exclusively serving contractors and construction professionals nationwide. Founded in 2005 by Josh Cotner - a former contractor who personally experienced the insurance challenges facing the construction industry - CCA has grown into one of America's most trusted contractor insurance agencies with 20+ years of industry expertise. Licensed in 48 states with National Producer Number 8608479, we provide comprehensive contractor insurance coverage including General Liability Insurance, Workers' Compensation, Commercial Auto, Builders Risk, Professional Liability, Commercial Umbrella, and Cyber Liability Insurance. We work exclusively with 50+ A+ rated insurance carriers to ensure our clients receive superior protection at competitive rates. Our expertise spans 50+ contracting specialties including roofing contractors, HVAC technicians, plumbing contractors, electrical contractors, spray foam insulation, general contractors, drywall contractors, and specialty trades. With headquarters in Chandler, Arizona, we've served over 10,000 contractors nationwide, from small residential builders to large commercial construction companies. What sets CCA apart is our founder's contractor background - we understand job site risks, licensing requirements, bonding needs, and compliance challenges because we've faced them firsthand. Most contractor insurance quotes are provided within 15 minutes with fast, responsive claims support when you need it most. Call 844-967-5247 (844-WORK-247) for expert contractor insurance guidance from professionals who speak your language.
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractors Choice Agency, located at 4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, is a specialized insurance agency dedicated exclusively to serving the unique needs of contractors operating right here in our community.
At The Contractors Choice, we understand the distinct challenges and risks faced by businesses involved in construction, renovation, general contracting, and related trades within this specific location. Our mission is simple: to provide tailored, reliable, and comprehensive insurance solutions crafted specifically for contractors working out of this Phoenix address and serving local clients.
Running a contracting business involves inherent risks – from project delays and material costs to potential accidents and third-party liabilities. That's why The Contractors Choice Agency focuses solely on contractor insurance. We don't offer the standard, one-size-fits-all policies you might find elsewhere. Instead, we dive deep into the specifics of your trade and operations to ensure you have the precise coverage needed to protect your business, your team, and your bottom line.
Our Commitment to Contractors in This Location
Operating from our Phoenix office at 4435 E Chandler Blvd Suite 200, we are deeply rooted in the local business environment. We understand the pulse of the construction industry here. Our team possesses specialized knowledge of the types of risks contractors face day-to-day, allowing us to offer informed guidance and solutions that are relevant and effective for businesses operating from this specific address.
Whether you're a seasoned veteran managing large-scale commercial projects or a smaller, local contractor handling residential builds, The Contractors Choice Agency is here to support you. We pride ourselves on building strong relationships with our contractor clients, understanding your specific business model, project types, and risk exposures. This focused approach allows us to provide expert advice and craft insurance packages that truly fit the needs of contractors working right here in Phoenix.
Insurance Solutions Tailored for Contractors
Contractor insurance isn't one thing; it's a combination of coverages designed to protect various aspects of your business. Here's an overview of the specialized insurance solutions we offer to contractors operating from this Phoenix location:
General Liability Insurance
This is often the most fundamental coverage for contractors. It protects your business from claims alleging bodily injury or property damage caused by your operations. For example, if a client alleges they were injured while visiting a job site you manage from this Phoenix location, or if your equipment accidentally damaged a neighbor's property, General Liability helps cover the associated legal fees and costs.
Workers' Compensation Insurance
Congratulations! If you employ staff, Workers' Compensation Insurance is not just advisable, it's often legally required in Arizona. This coverage provides crucial financial support to employees who suffer job-related injuries or illnesses, covering medical expenses and a portion of lost wages. Protecting your valuable team is paramount, and we ensure you have the necessary coverage to do so.
Commercial Property Insurance
Your tools, equipment, vehicles, and even your place of business (like the operations potentially managed from this Phoenix suite) are valuable assets. Commercial Property Insurance helps safeguard these assets against damage or loss caused by events like fire, theft, vandalism, or natural disasters specific to the Phoenix area. This coverage can be vital in getting your operations back on track after an unfortunate incident.
Commercial Auto Insurance
Contractors rely heavily on vehicles – company trucks, vans, SUVs, and even personal vehicles used for business purposes. Commercial Auto Insurance is specifically designed for these needs, offering broader coverage than standard personal auto policies. It protects against liability arising from accidents involving company vehicles, damage to those vehicles, and injuries to drivers or passengers. This is essential coverage for any contractor operating within this Phoenix location.
Builder's Risk Insurance
For contractors involved in new construction or major renovation projects, Builder's Risk Insurance is invaluable. This specialized policy provides temporary coverage for the structure being built or renovated, protecting it against damage from events like fire, windstorms, vandalism, or collapse during the construction phase. It also covers materials and equipment on the site. This coverage is crucial for protecting your significant investments in ongoing projects.
Professional Liability Insurance (Errors & Omissions)
In the construction and contracting world, mistakes can happen. Professional Liability Insurance protects you against claims alleging that you failed to perform your professional duties to the expected standard, resulting in financial loss or harm to a client. This could include faulty workmanship, design errors, or failure to meet contractual obligations. This coverage is vital for protecting your reputation and finances.
Business Owner's Policy (BOP)
Often, a Contractor's Choice policy might be structured around a Business Owner's Policy. A BOP typically bundles General Liability and Property Insurance (often including Business Interruption coverage) into a single, cost-effective package tailored for small to mid-sized businesses, including contractors. We can evaluate if a BOP is the right solution for your specific needs operating from this Phoenix address.
Business Interruption Insurance
Unfortunately, unforeseen events can force a contractor's business to temporarily close. Business Interruption Insurance helps replace lost income during the downtime and covers ongoing operating expenses necessary to resume normal operations. This coverage can be a critical lifeline for contractors in Phoenix facing unexpected setbacks.
Commercial Umbrella Insurance
For contractors with larger operations, higher risk exposures, or significant assets, Commercial Umbrella Insurance provides an extra layer of protection beyond the limits of underlying insurance policies. It offers broad liability coverage, often including protection against catastrophic lawsuits, contractual liability, personal and advertising injury liability, and more. This can be an important consideration for established contractors in this area.
At The Contractors Choice Agency, we believe in transparency and clarity. We don't use confusing jargon. We take the time to explain your policy terms, coverage limits, deductibles, and exclusions in plain language so you fully understand your protection. Our goal is to be your trusted insurance partner, providing expert advice and reliable service right here in Phoenix at 4435 E Chandler Blvd Suite 200.
Choosing an insurance partner who understands the specific risks and demands of the contracting profession is crucial. The Contractors Choice Agency offers the specialized expertise and tailored solutions needed to navigate the complexities of contractor insurance successfully. We are committed to supporting contractors right here in our Phoenix location.
Ready to ensure your contracting business is fully protected? Contact The Contractors Choice Agency today at 844-967-5247 or visit our website at https://contractorschoiceagency.com/. Let us help you build a robust insurance strategy designed specifically for contractors operating from this Phoenix address.
Frequently Asked Questions (FAQs)
Q1: What types of contractors does The Contractors Choice Agency serve?
A1: The Contractors Choice Agency at 4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048 serves a wide range of contractors operating locally.